Let’s move your business forward, with factoring and loans from PayRay. More information can be found here.

Helping businesses think bigger

There are experts in supporting small and medium businesses to develop. Whatever you do, our experts can tailor a quick, effective solution to your needs.

  • Fast – Get a decision in 2 days
  • Flexible – Tailor borrowing to your needs

 

FACTORING: Keep Your Cash Flowing. Get 90% of your invoice paid upfront with our factoring service. So you can stop worrying about payments, and start focusing on building your business.

Why factoring:

  • Balance cash flow and payments.
  • Offer buyers longer payment periods.
  • Access supplier discounts with faster payments.
  • High-speed application approvals
  • Borrow anything from €1000 to €7.5million
  • Flexible plans
  • Low fees
  • Safe and secure
  • Easy to apply

 

BUSINESS LOANS: We’ll Help Fund Your Ambition. With 3-5 days between applying and receiving funds, together we’ll take your business to the next level.

  • High-speed application approvals
  • Borrow anything from €1000 to €7.5million
  • Flexible plans
  • Low fees
  • Safe and secure
  • Easy to apply

 

PORTFOLIO GUARANTEES FROM INVEGA: Open the Door to More Business Opportunities. If a lack of credit is holding you back, increase your cash flow with PayRay products guaranteed by INVEGA.